10% for the first three months. That’s almost two-thirds (63. You'll get a one-time cash bonus equivalent to ten times the amount of interest. 50% that lets you grow your savings without worrying about any promotional periods. You can apply online,. Boost your investing confidence and make stronger decisions by understanding your personal relationship with money. dollar account or the RBC High Interest eSavings account. 4. It’s never too early to start teaching your kids about money. 50%: $0: CDIC: Saven Financial High-Interest Savings Account (Ontario only) 3. Phishing. Skip to main content. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. Any balances over. S. The RBC High-Interest eSavings Account can be defined as a high-interest savings account (HISA). Savings Account. Legal Disclaimer 1) Offer available to Eligible Personal Clients who are residents of Canada and age of majority by January 3, 2024, without a Personal Banking Account with Royal Bank. 50%. The Bonus Interest Rate of 3. The RBC High Interest eSavings account maximizes your savings with a high interest rate and free online transfers to your RBC Royal Bank accounts. 70%, much less than what you’d earn with the EQ Bank Saving Plus. RBC is offering a 5. The Bonus Interest Rate of 3. 05%. 50 and that's taxable income. 6. Consider these digital innovations to help streamline operations, optimize payables, and simplify how you pay your suppliers. Just be aware that you’ll still have to pay foreign exchange rates when you transfer money between your RBC accounts, and. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. Dollar Accounts > RBC US High Interest eSavingsTM > U. RBC U. Sign into RBC Online Banking only once and access your U. The RBC High Interest eSavings account maximizes your savings with a high interest rate and free online transfers to your RBC Royal Bank accounts. 7% interest on your savings. “Promotional Interest Rate” is the Bonus Interest Rate plus the Regular Interest Rate. Enjoy free account transfers, free access to online and mobile banking, and a powerful digital service called MyAdvisor. The Bonus Interest Rate of 3. , RBC Global Asset Management Inc. High Interest eSavings® account and the NOMI Find & Save ® account, you (the sole owner of a personal deposit account or any co-owner of a joint personal deposit account) can change the preference from electronic to paper Statements and. “Promotional Interest Rate” is the Bonus Interest Rate plus the Regular Interest Rate. monthly fee 6. RBC Savings Account Promotion – expired. 090%. 7% RBC savings account interest rate on your account balance. Sign In. High Interest eSavings doesn't allow cheques and doesn't allow ATM access at other than RBC ATM's. The Eligible RBC High Interest eSavings account must remain open as of the Cash Bonus deposit dates in order to receive the Cash Bonuses. Annual Percentage Yield 17. KOHO HISA. Bank accounts. Key Savings Account Features. RBC High Interest eSavings is a regular savings account that offers higher rates than other accounts but minimal features. After Value Program Rebate: 3. Sign In. As of the start of the Promotional Period (August 10, 2022), the annual Bonus Interest Rate is 3. High Interest eSavings® Savings Yes No No No No No No No RESP Savings Deposit Savings Yes Yes No No No No Yes No RIF Savings Savings Yes No No Yes No No No NoRBC High Interest eSavings. , RBC Global Asset Management Inc. 25% interest on new funds deposited to your existing eligible RBC High Interest eSavings Account between February 1, 2023 to April 30, 2023 1 . Call Collect: 1-506-864-2275. 2) For transfers of $1000 or less or $10 for transfer over $1000 Any Eligible eSavings Account that, prior to the payment of interest at the Bonus Interest Rate, is closed or switched to another product type which is not an RBC High Interest eSavings Account will forfeit any such interest calculated during the month in which the Eligible eSavings Account is closed or switched. Some main benefits of the Royal Bank High Interest eSavings account are: It offers unlimited online transfers to other RBC accounts, one free withdrawal per month, and has no monthly fee. 50%. To cancel pre-authorized payments we suggest you contact the merchant directly and provide an alternate method of payment. Explore current RBC special mortgage offers. S. You must have another RBC account because the primary way to access your money is by transferring funds electronically in and out through a chequings account. 99%; Cash Advance Interest Rate: 22. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. The Eligible RBC High Interest eSavings account must remain open as of the Cash Bonus deposit dates in order to receive the Cash Bonuses. The Alterna Bank High Interest eSavings Account features a good regular interest rate of 2. 5 per cent high interest is only accurate in comparison with other big-bank offerings. RBC is one of Canada's biggest banks, and in terms of market capitalization, it's one of the largest in the world. 4. 2. RBC High Interest eSavings Account. S. Track your personalized savings goals in real time and watch your money grow. “Promotional Interest Rate” is the Bonus Interest Rate plus the Regular Interest Rate. Limitations. Interest Rate Definitions: “Bonus Interest Rate” is the increment over the Regular Interest Rate applicable to the Eligible eSavings Account. , RBC Global Asset Management Inc. Like other types of investment accounts—both registered. Get up to 6% cash back on a new RBC Cash Back MasterCard for the first 3 months. 2% interest for 3 months when you open your first RBC High Interest eSavings account. 2 5 6 1. High Interest eSavings account, or your NOMI Find & Save account, you can contact us at 1-800-Royal 11. 50. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. Non-Sufficient Funds (NSF) Fee. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. You can set up the account to automatically move money from. RBC Day to Day Savings, RBC Enhanced Savings, RBC High Interest eSavings. Royal Bank. Checking your eavestroughs and gutters for debris regularly is a great way to prevent flood damage. DEFINITIONS “Bonus Interest Rate” is the increment over the Regular Interest Rate in the Eligible eSavings Account. RBC Credit Cards. Promotions. and Canadian accounts instantly – for free 8. C. Earn 1 Avion point for every dollar you spend 2. 00% interest on new funds deposited to your existing eligible RBC High Interest eSavings Account between February 15 th, 2022 to April 30 th, 2022 1 . 5% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. monthly fee 6. 60% annual interest rate, this account will pay you approximately $160 after a year when you deposit $10,000. The Bonus Interest Rate of 3. The RBC U. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. An Existing Personal Client with these savings accounts must also open a new Eligible. If you open an RBC High-Interest eSavings account on December 22, 2023, you will enjoy a special interest rate of 5. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. Valid until December 22, 2023 ; CIBC eAdvantage Savings Account: Get a Smart Interest of 0. Only the first Eligible eSavings Account opened by you as a Primary Owner during the Qualifying Period will receive the RBC New eSavings Client Interest Rate Offer. 7 6 9. Any balances over. Whether you have a simple question—or you want to talk through an important financial matter—our advisors are here to help. You can add money in small amounts throughout the year or make a big contribution all at once. As of the start of the Promotional Period (May 10, 2023), the annual Bonus Interest Rate is 3. The Bonus Interest Rate of 3. RBC, TD, BMO. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. 5% interest 26,27 for 3 months when you open your first RBC High Interest eSavings account. , Royal Trust Company. 5. . D. This observation glosses over some of the nuance, but the takeaway is that long-term thinking is a key element of progress. RBC Royal Bank Routing/ABA number (if funds coming from U. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. 7% and free electronic self-serve transfers to any RBC Royal Bank deposit account under your name. Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months 1. 5 out of a possible 5 stars for a few reasons. 2 Year Fixed. Notwithstanding the terms and conditions of any separate. The Bonus Interest Rate of 3. The Eligible RBC High Interest eSavings account must remain open as of the Cash Bonus deposit dates in order to receive the Cash Bonuses. Avion Points legal bug 10. Simply have the recipient’s name, branch number and account number handy – all of which can be. , RBC Global Asset Management Inc. Best Student Chequing Accounts. Call Toll-Free: 1-866-756-1107. The Bonus Interest Rate on August 3, 2023 was 3. Dollar Chequing Accounts. There are no minimum deposit requirements and you can get all of your internal RBC transfers for free. Any balances over. Unlimited transfers to your other RBC accounts 6. dollars on hand, or regularly receive or purchase U. The Alterna Bank High Interest eSavings Account features a good regular interest rate of 2. Year. , Royal Trust Company or The. , Royal Trust Company or The Royal Trust Corporation of Canada The RBC High Interest eSavings Account is a fee-free online account that lets you earn 1. Interest increases as your balance grows. Here’s why 60% of Canadians invest in a TFSA 1: Pay no taxes on any investment earnings 4. Plus, get. The Bonus Interest Rate of 3. , Royal Trust Company or The. 490%. The RBC High Interest eSavings account RBC’s HISA currently offers an interest rate of 1. 00 $11. The Bonus Interest Rate of 3. You'll get a one-time cash bonus equivalent to ten times the amount of interest. GIC rates are influenced by Bank of Canada interest rate decisions, but more so by the bond market. The Bonus Interest Rate on August 3, 2023 was 3. S. To arrange a pre-authorized payment for your RBC ® products, please contact us at 1-800-769-2511. , RBC Direct Investing Inc. When You. The Bonus Interest Rate on August 3, 2023 was 3. You can make the minimum payment only or pay down your balance if you want to at any time. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. No annual fee. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. 90%:. After Seniors Rebate: 7. $4 a month ($48 annually) Signature ® RBC Rewards ® Visa. Click "View". 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. The RBC High-Interest eSavings Account features high interest on every dollar, with no minimum deposit requirements and monthly fee. Legal Disclaimer 14. Interest rates increase significantly as your balance grows. Choose any airline, any flight, any time. , Royal Trust Company or The. , RBC Global Asset Management Inc. The Bonus Interest Rate of 3. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. , RBC Direct Investing Inc. 80%: 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. 150%. 4. RBC TFSA RBC High Interest eSavings; Purpose: A registered account for tax-free earnings and withdrawals: High interest-earning account: Interest rate: 0. Table of Contents. Search RBC. 5 stars. Carry forward any unused contribution room from the prior years for as long as you have the account. Account details. As of the start of the Promotional Period (September 13, 2023), the annual Bonus Interest Rate is 3. Interest Rate Definitions: “Bonus Interest Rate” is the increment over the Regular Interest Rate applicable to the Eligible eSavings Account. Search RBC. 05% interest rate, has no minimum deposit requirements, and includes free transfers between the savings account and RBC chequing accounts. , Royal Trust Company or The. Whether you want a card that rewards you with points you can use towards travel across Canada or beyond or a card that gives you cash back on all of your purchases, we’ve got a selection of credit cards you can choose from. The majority of people could get 99%+ of their banking done online without a problem, so there's no point in paying fees unless there's a good reason for it. 23: Excludes RBC High Interest eSavings ® account. Notwithstanding the terms and conditions of any separate. RBC High Interest eSavings; Learn more about the Value Program or explore bank accounts now. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. S. Bank accounts. 95 Monthly Fee waived for students3 $16. They have Cross Border Specialists who can set it all up for you over the phone. High Interest eSavings; You can turn on the NOMI Find & Save feature to automate transfers and increase your savings rate. Any Eligible RBC High Interest eSavings Account that is closed or switched to a different/account type which is not an RBC High Interest eSavings Account will be disqualified from this offer as of the closed or switched date. Simply open your first RBC High Interest eSavings account by August 31, 2021 to get 1% interest (on balances up to $1,000,000) for the first 3 months 2. The Bonus Interest Rate of 3. Free access to RBC Online, Mobile, and Telephone Banking. Book an Appointment Opens in new window. Bank Drafts legal bug 23. , Royal Trust Company or The. Notwithstanding the terms and conditions of any separate. GET 5. GET $350. RBC New eSavings Client Bonus Interest Rate Offer Terms and Conditions Interest Rate Definitions: “Regular Interest Rate” means the interest rate ordinarily applicable to the RBC High Interest eSavings Account. Horizons High-Interest Savings ETF. Apply Now View Card Details. With RBC Vantage, you can unlock rewards, savings, insights and more with any eligible bank account. 70%, first three months: 4. 50%; a. Account details. APR 2. The RBC High Interest eSavings account also offers a 1. Key Features of the RBC High Interest eSavings Account. S. FREE. High interest on every dollar. RBC VIP Banking. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. Skip to main content. Any balances over. Contribute even if you’re retired or not employed. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. But calling 1. Get advice any time you need it, at home or in-person. Sign into RBC Online Banking only once and access your U. Introducing RBC Vantage. And it comes free of cost and you need only do everything online. 5% interest (on balances up to $1,000,000) for the next 3 months 2 if you also sign up for MyAdvisor (or sign in, if you're already enrolled) within 60 days of opening your first. In this episode of Inspired Investor Talk, the Vice President & Managing Director of RBC Phillips, Hager & North Investment Counsel Inc. 2. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. Cannot remit funds from any U. Purchase Interest Rate: 20. , Royal Trust Company. 5% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. Access funds at any time via ATM, branch, cheque, online or telephone banking. RBC New eSavings Client Bonus Interest Rate Offer Terms and Conditions Interest Rate Definitions: “Regular Interest Rate” means the interest rate ordinarily applicable to the RBC High Interest eSavings Account. High Interest eSavings; Enhanced Savings; Day to Day Savings; US Savings; Leo’s Young Savers Account. 090%. Notwithstanding the terms and conditions of any separate. Grow Your Investments Faster with a TFSA, RRSP or FHSA. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. 5 out of a possible 5 stars for a few reasons. Monthly Paper Statements. 95 $30. Contribute for as long as you want to—there’s no age limit. S. legal bug. In the winter months, make sure you clear out the ice dams and icicles as well. Monthly Debits. Thanks for banking with RBC—we look forward to welcoming you to the Value Program. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. The Bonus Interest Rate on August 3, 2023 was 3. S. Royal Bank of Canada RY-T, the country’s largest bank, is no longer blocking investors from buying high-interest cash funds from its discount trading platform. Let's Connect. Sign In. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. Search RBC Bank. Closed or switched accounts will be disqualified from this offer as of the closed or switched date. Ability to set up Save Matic from your. High Interest eSavings Account that is closed or switched to a different product/account type which is not an RBC U. Offer ends January 31, 2024. Potentially reduce your tax bill and carry forward undeducted contributions indefinitely. The Eligible RBC High Interest eSavings account must remain open as of the Cash Bonus deposit dates in order to receive the Cash Bonuses. If you (the sole owner of a personal deposit account or any co-owner of a joint personal deposit account) would like a paper copy of a Notification for your RBC High Interest eSavings account,your RBC U. Legal Disclaimer 1) Offer available to Eligible Personal Clients who are residents of Canada and age of majority by January 3, 2024, without a Personal Banking Account with Royal Bank. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. , Royal Trust Company or The. The perfect business savings companion to your day-to-day chequing account. dollars, including the RBC US High Interest eSavings® Account (b) any eSavings Account with more than three co-owners and (c) any Deposit Account with ownership in the name of an “Estate of. 5 Year Fixed. In a recent memo, RBC Direct. This savings account comes with no fixed monthly fee. Check Out MyAdvisor. 80%: $0: Financial Services Regulatory Authority of Ontario:. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. 0. 4. 50% that lets you grow your savings without worrying about any promotional periods. It offers a modest 1. View Legal Disclaimers Hide Legal Disclaimers . Learn More. RBC’s HISA is referred to as the RBC High-Interest eSavings account. Make up for missed contribution room from previous years indefinitely. Free access to RBC Online, Mobile, and Telephone Banking 3. Funds are immediately taken from your RBC bank account in exchange for the draft, guaranteeing the funds for the recipient. 7 million workers. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. 2023/07/13. Here’s why 60% of Canadians invest in a TFSA 1: Pay no taxes on any investment earnings 4. It is a simple interest calculation. 7. 5% annual rate for 3 months. Overdraft protection 5, 46. Pay U. Simplii High Interest Savings Account Earn 6. S. 1. Here are current popular purchase and switch rates for select fixed and variable rate closed term mortgages: Term. 8. 550. I asked a while back. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. Any balances over. Free account transfers 24/7 with no delay. The Bonus Interest Rate of 3. 00. Line of Credit. Let RBC Royal Bank help meet your goals today. 9% bonus interest rate offer (which is in addition to the regular interest rate) for the 3-month promotional period is only available to individuals who have never been the primary owner of an RBC High Interest eSavings account at any time before September 21, 2022 and who open an RBC High Interest eSavings account by December 15, 2022. View Legal Disclaimers Hide Legal Disclaimers . 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. When you add on the bonus interest of. 10% for the first three months. No cross-border debits. bills and review your transaction history. To get started, simply move your money into your eligible account. The Bonus Interest Rate of 3. 4. View Card. Go to siteThe Bonus Interest Rate of 3. Enjoy free account transfers, free access to online and mobile banking, and a powerful digital service called MyAdvisor. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. All remaining cash bonuses will be forfeited. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Any Eligible RBC U. 24: One certificate per customer. Every dollar makes a difference when you’re saving for the future. RBC’s HISA is referred to as the RBC High-Interest eSavings account. Any balances over. $ 22. C. Find a Branch; Call 1-800-769-2511; Email; EN. Any balances over. RateLink Essential (Regular and Sixty-Plus) and Discontinued Royal Bank Sixty-Plus Accounts. Contribute even if you’re retired or not employed. legal bug. Easily move money between your business accounts while earning interest on the funds you hold in the RBC Business Essentials Savings Account. $5 USD per month plus applicable interest: Non-RBC ATM Withdrawal: N/A: Bank Drafts legal bug 2: $9. Seniors: Watch out for these 5 scams. But calling 1. $4 a month ($48 annually) Signature ® RBC Rewards ® Visa. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. Eligible Credit Cards. Transfers are free to and from any eligible RBC chequing or savings account. Rates for 21 November 2023. 50. 7%: Minimum balance: $0: Monthly fee: $0: Transactions: $5. 5% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings. This feature allow students to set up pre-authorized transfers from their banking account to their designated RBC Royal Bank savings account. Any balances over. Move money between your business chequing and savings accounts easily. RBC US Dollar High-Interest eSavings Accounts. To open a new account, or to add a co-owner to your account, your co-owners must each be RBC Royal Bank Online Banking clients with an existing personal bank account. 500. All remaining cash bonuses will be forfeited, even if all other Qualifying Criteria have been met. 60% rate and has no monthly account fee. For a limited time, open an RBC U. All remaining cash bonuses will be forfeited. You can apply online, set up Save-Matic, and access your money 24/7 with no minimum deposit requirements or fees. 5% interest on every dollar for 3 months.